General Liability

General Liability Insurance in Florida

Bluehill Insurance writes general liability insurance for businesses, contractors, and property owners across Florida – and in Texas, Georgia, California, and many other states – covering third-party bodily injury and property damage claims. We focus on established and larger contractors carrying $1,000,000 general liability limits backed by an umbrella/excess policy, and we issue certificates of insurance and additional-insured endorsements quickly, serving clients statewide.

For established contractors we build complete programs that pair general liability with:

  • Umbrella / excess liability
  • Workers’ compensation
  • Commercial auto
  • Contractors’ equipment and builders’ risk

Frequently asked questions

What general liability limits should a contractor carry?
Most contracts and project owners require $1,000,000 per occurrence, and established contractors typically add an umbrella/excess policy for higher aggregate protection. Bluehill focuses on contractors at the $1M-plus-umbrella level.

Do you work with larger contracting operations?
Yes – Bluehill specializes in established and larger contractors, building complete programs around $1M general liability with umbrella/excess, workers’ compensation, commercial auto, and equipment or builders’ risk coverage.

Can you issue a certificate of insurance and add an additional insured?
Yes – Bluehill issues certificates of insurance and additional-insured endorsements, often same-day, so you can meet contract requirements quickly.

Get a quote: call (800) 467-4914 or request a quote online.


Bluehill Insurance Agency · California License #0M72397