Bluehill Insurance places commercial property and liability coverage for apartment and multifamily owners in Tampa and across the Bay Area, including Hillsborough and Pinellas counties. We shop a specialty and surplus-lines market to place property, general liability, loss of rents, windstorm, and flood coverage around the Gulf Coast’s storm-surge and flood exposure.
Coverages we place for apartment and multifamily owners include:
- Commercial property insurance
- General liability insurance
- Loss of rents / business income
- Windstorm and flood
- Equipment breakdown
- Umbrella / excess liability
Frequently asked questions
How much does apartment building insurance cost in Tampa?
Tampa Bay’s storm-surge and flood exposure are major cost drivers, and premiums vary too much by building, flood zone, and elevation to quote a range without underwriting your property. Bluehill shops multiple carriers and provides a firm quote.
Is flood insurance separate from my Tampa property policy?
Usually yes. Given Tampa Bay’s storm-surge and flood risk, flood is typically written separately, and Bluehill places both property and flood together.
Do you write older multifamily buildings in St. Pete and the Bay Area?
Yes – older and coastal Bay Area buildings are exactly the harder-to-place risks Bluehill handles through specialty and surplus-lines carriers.
Get a quote: call (800) 467-4914 or request a quote online.